Tax-efficient incentives to invest in entrepreneurship and start-ups were introduced in the 1990s and have been hugely lucrative for wealthy investors in recent years — although the rules have been tightened of late to prevent abuse.

There are two vehicles to invest in: venture capital trusts (VCTs) and the Enterprise Investment Scheme (EIS). VCTs were introduced by the Conservatives in 1995 as a way of providing funding for early stage private companies with the potential for long-term growth. These companies often have unproven business models, and as a result have a high failure rate. VCTs therefore tend to spread these investments across a range of businesses to mitigate risk.

The benefits of a VCT include 30% income tax relief on an investment of up to £200,000 (assuming it is held for five years). In addition, any capital gains and dividends received are free from tax.

EIS shares were introduced in 1994 and allow you to claim back up to 30% of the value of an investment as income tax relief. Again, these are investments in early-stage companies. There is no minimum, but most investment managers will expect you to put in at least £10,000, which would save you £3,000 in income tax. You can purchase a maximum of £1m worth of EIS shares in a year. Dividends are taxed but not capital gains — and you can write off losses against other taxes.

The average VCT has been lucrative for investors, delivering a 140% total return over the past decade. About £250m has been invested in VCTs so far this year — up 4% on 12 months ago.

Suffering From A Tax Conscience 

Ministers and officials ate £3 million worth of biscuits in a year and spent £45 million on taxis to move prisoners and staff around the country.

More than £20 billion is lost through public sector fraud and £15 billion on duplicated procurement across Whitehall departments and councils.

The Home Office spent £427,000 on rubber bullets that the police are not even allowed to use.

Crawley Council spent £5,070 on 12,200 hot drinks from vending machines for employees, when the equivalent number of tea bags would have cost £200.

Today’s National Day

NATIONAL ASK A STUPID QUESTION DAY!

PUBLISHERS NOTICE

Dear Streetwise Customer,

If I could show you how to stake £30  in order to WIN £80… knowing that with just a few clicks of your mouse you could AUTOMATICALLY  get back your initial £30 if the result didn’t go your way… would you give it a go? 

How about £44 to make £132? 

Or £104 to make £320? 

Well the bad news is I can’t…but the good news is that I know a man who can! 

Tony Langley is a legendary name in sports betting circles, and now he has broken new  ground…  an  amazing  new  ‘no fear’  betting  strategy  where  you  can AUTOMATICALLY recover your original stake if the result goes against you! 

Impossible? Well take a look here and decide for yourself.

Until today this has only been made available to Tony’s small insider circle, but now he’s released just fifty places on his Gladiator Trading System to Streetwise customers.

I’ve been in and around sports betting for many years, and I’ve never seen anything as clever as this. It’s genius!

I’m expecting demand to be through the roof on this. Once you learn how to do it…and Tony leaves you in no doubt…you’ve got a ‘can’t lose’ strategy you can use for life.

Take a look now.  https://gladiatortrading.com/streetwise

Kind Regards 

John Harrison
Publisher

P.S  With the new football season now under way, there couldn’t be a 
          better time to start cashing in on this.

Britain is on the verge of new PPI claims. You could claim back thousands, for over the years PPI was sold to millions of loan-takers, despite many never being able to claim its benefits thanks to multifarious small-print exclusions.

With hefty commissions on offer, banks feverishly sold PPI regardless of whether it was of any use to the customer. Since 2010 more than £35bn has been handed back in compensation to mis-sold customers.

Claims were meant to end last August. But there is a new scandal that could lead to further claims. The issue now goes beyond miss-selling and focuses on the commission banks earned from insurance firms when they sold PPI. A large percentage of the PPI premiums customers paid went towards the commission, not the insurance. In some cases 97% of customers’ payments went to the salesman. The salespeople benefited disproportionately, and they were paid fat commissions.

Those fat commissions might be about to be repaid.

The good news for customers is that you may be able to get money back, even if you weren’t mis-sold PPI, seeing as more than two-thirds of the premium was going to intermediaries, not for the product.

The Financial Conduct Authority (FCA) ruled in 2017 that the banks should refund the excess when commission payments made up over 50% of a premium. But several people have successfully gone to court to argue that their PPI policies were unfair and have won far more of the commission back. This could open the legal gates for everyone to reclaim all of the commission they paid.

In one case a customer discovered that a PPI policy sold by Citibank funnelled 95.2% of the premiums towards commission. Citibank must now repay £7,954.

A new round of PPI claims is likely about to start, in earnest. Be sure to recheck any policy taken out to see if you could benefit.

Don’t Run A Business – Licence Instead  

For many people, the hassle and risk of running a business just isn’t for them. They have a great product or service idea but lack the skills or motivation to carry it forward. Rather than let the idea wither and die, there is a solution, one that leaves the production, marketing, research, sales, accounting and distribution headaches to someone else.

Licencing has grown in popularity in recent years. In the USA alone, it’s a $500 Billion industry. Many of the products you see on sale today have been developed by individuals and then licenced to major corporations in return for a royalty. Perhaps this type of arrangement could be something that would fit in with your plans. For many, it’s the perfect solution.

Today’s National Day

NATIONAL GOOD NEIGHBOUR DAY!

PUBLISHERS NOTICE

“How To Beat This Crisis!”

Dear Streetwise Customer,

By any measure, the last few months have been traumatic.

I’m not going to dwell on the details – you’re already being bombarded with the negative news from all angles and it feels like there’s no escape.

You know what’s happening…but maybe you don’t know what to do about it.

The scale and duration of the   health risk remains uncertain, but the economic impact is likely to be felt much more widely and be much longer lasting. Anyone running a pub, restaurant, café, bar or any other kind of hospitality or events business faces an uncertain future – as does anyone whose business relies on face to face interaction with their fellow humans. In fact this is likely to have a knock-on impact on businesses we haven’t even thought about yet.

And  yet  those  people – just  like  everyone  else –  needs  to  continue making money.

They need to keep a roof over their head, food on the table and be in position to go again when all this ends and we get back to normal.

What if there was a way to make as   much  money as  you  need (and  a great  deal  more) without leaving home – one which can not only  survive the crisis we’re currently experiencing, but actually thrives from it?

If you were to design a money  making  strategy  from  scratch  to  take
advantage of   the  circumstances  we’re  currently  experiencing,  this  is exactly what you’d come up with – a business where…

How do I know this is perfect for now? 

Because the guy who developed it is something of a recluse.

He started self-isolating years ago before it became a thing, and has run this business from the top of a French mountain, from a remote Swedish farm and from the wilds of northern Scotland.

If you’re looking for an insurance  policy  that  will  enable  you  to  make money without leaving home to steer you through this crisis and beyond, I can genuinely think of nothing which fits the bill more closely.

Take a look now and respond today.  In every crisis, there are opportunities.

Even if you’ve looked at doing something like this before and decided against, think again. Now is the time.

Click HERE for more information

Kind Regards,

John Harrison

  P.S Uncertain and volatile times are precisely when this works best. 
         What other opportunity can you say that about? 

http://www.streetwisenews.com/wizard     

In pre-internet days life was a lot simpler – or so it seemed. You asked the price of something and that was the price you’d pay. Once a year, companies would have a price hike, and then in January, they’d have a sale. What went up only came down in annual sale, and what came down in the sale – stayed down.

The travel and hotels companies were the first to lead the way with more flexible pricing. Through complex computer algorithms, they are able to constantly adjust their prices up and down in response to seasonality, timing and fluctuating demand. Now companies in other fields are following suit. For example, according to consumer price research firm Decide.Inc, a GE microwave ovens price was changed nine times in just one day by it’s seller last month in response to market forces. Prices ranged from $744 to $871.

Now we don’t all have access to the technology that makes this kind of thing automatic (I know that I don’t) but it certainly gives food for thought. How could you introduce a little mutually beneficial price flexibility into your business?

Old Guys(and Gal’s) Rule!  

Judging by the correspondence I receive, the age spread of our customers is definitely skewed towards the middle and upper end. This has always surprised me because it’s supposed to be the young who are entrepreneurial and ambitious. But a piece of research I just read suggests I shouldn’t be surprised at all.

According to a survey by the Kauffman Foundation, Americans aged 55 to 64 start new business ventures at a higher rate than any other age group, including twenty-somethings. Twenty three percent of new entrepreneurs are now aged 55 to 64. That’s up from 14% fifteen years ago.

I still hear from people in their forties and fifties who feel like they’ve missed the boat. The truth is that it’s never too late, and an increasing number of people are discovering that.

Today’s National Day

NATIONAL KIDS TAKE OVER THE KITCHEN DAY!

PUBLISHERS NOTICE

“How To Beat This Crisis!”

Dear Streetwise Customer,

By any measure, the last few months have been traumatic.

I’m not going to dwell on the details – you’re already being bombarded with the negative news from all angles and it feels like there’s no escape.

You know what’s happening…but maybe you don’t know what to do about it.

The scale and duration of the   health risk remains uncertain, but the economic impact is likely to be felt much more widely and be much longer lasting. Anyone running a pub, restaurant, café, bar or any other kind of hospitality or events business faces an uncertain future – as does anyone whose business relies on face to face interaction with their fellow humans. In fact this is likely to have a knock-on impact on businesses we haven’t even thought about yet.

And  yet  those  people – just  like  everyone  else –  needs  to  continue making money.

They need to keep a roof over their head, food on the table and be in position to go again when all this ends and we get back to normal.

What if there was a way to make as   much  money as  you  need (and  a great  deal  more) without leaving home – one which can not only  survive the crisis we’re currently experiencing, but actually thrives from it?

If you were to design a money  making  strategy  from  scratch  to  take
advantage of   the  circumstances  we’re  currently  experiencing,  this  is exactly what you’d come up with – a business where…

How do I know this is perfect for now? 

Because the guy who developed it is something of a recluse.

He started self-isolating years ago before it became a thing, and has run this business from the top of a French mountain, from a remote Swedish farm and from the wilds of northern Scotland.

If you’re looking for an insurance  policy  that  will  enable  you  to  make money without leaving home to steer you through this crisis and beyond, I can genuinely think of nothing which fits the bill more closely.

Take a look now and respond today.  In every crisis, there are opportunities.

Even if you’ve looked at doing something like this before and decided against, think again. Now is the time.

Click HERE for more information

Kind Regards,

John Harrison

  P.S Uncertain and volatile times are precisely when this works best. 
         What other opportunity can you say that about? 

http://www.streetwisenews.com/wizard/     

Despite being a million times thinner than a human hair, graphene is 200 times stronger than steel. It is an excellent conductor of heat and electricity, making it suitable for electronic circuits; it is also extremely flexible, transparent, and can be made water resistant. The EU has a specialised graphene project, which aims to bring graphene into the market from the laboratory. It is one of Europe’s biggest ever research initiatives, coordinating over 150 academic and industrial research groups in more than 20 countries, with over 31 partnering projects. The project has estimated the market is worth €100m a year at least, and that figure could climb to €550m by 2025.

From computer chips to aerospace applications to military capabilities to new super-powerful batteries, graphene is the perfect and transformative material of the future.

However, it is proving incredibly difficult to produce graphene in industrial quantities, with researchers making a maximum of a few grams of the stuff, and quality control being poor.

So is it all just a flighty wish, and nothing real or practical? Will it ever be possible to make graphene of good enough quality in commercial quantities, or is the technology just going to stay a fairy-tale? We can perhaps draw comfort from the story of silicon, which was first isolated in 1824 by Jacob Berzelius, a Swedish chemist. The very first silicon transistor wasn’t made until 1954. And the first  personal computers powered by circuits containing silicon chips weren’t seen until around 1977.

Despite graphene’s many excellent qualities, the graphene industry (which resembles a fevered worldwide gold-rush in its current state) currently does nothing for the investor’s pocked. Note, too, that the Financial Conduct Authority, the City regulator, maintains a ‘Graphene investment Scams’ warning page.

The companies to keep an eye on.

Graphene makers don’t seem to be the best bets currently, but over the next decade or with a breakthrough things could shift.

Applied Graphene Materials specialises in producing anti-corrosion coatings, along with composites and inks. It is still lossmaking, however. Indeed, its operating losses increased in the year to the end of July, and revenue fell by a third. But it has a new CEO, which may improve matters. Other tips for promising companies include Hexcel, and Japan’s Toray Industries, both of which at least make money.

For a similar speculative punt, you could do worse than try Aixtron, a profitable German company in the same sub-sector. Aixtron came out of Aachen University in 1983 and has been investigating the use of graphene in semiconductors in association with the EU’s Graphene Partnership. Its latest machines enable it to produce single-layer graphene coatings on metal foils and wafers. It has no debt and made a pre-tax profit of €74.7m in the first three-quarters of 2019 on revenues of €184.6m.

Today’s National Day

NATIONAL WORKING PARENTS DAY!

PUBLISHERS NOTICE

“How To Beat This Crisis!”

Dear Streetwise Customer,

By any measure, the last few months have been traumatic.

I’m not going to dwell on the details – you’re already being bombarded with the negative news from all angles and it feels like there’s no escape.

You know what’s happening…but maybe you don’t know what to do about it.

The scale and duration of the   health risk remains uncertain, but the economic impact is likely to be felt much more widely and be much longer lasting. Anyone running a pub, restaurant, café, bar or any other kind of hospitality or events business faces an uncertain future – as does anyone whose business relies on face to face interaction with their fellow humans. In fact this is likely to have a knock-on impact on businesses we haven’t even thought about yet.

And  yet  those  people – just  like  everyone  else –  needs  to  continue making money.

They need to keep a roof over their head, food on the table and be in position to go again when all this ends and we get back to normal.

What if there was a way to make as   much  money as  you  need (and  a great  deal  more) without leaving home – one which can not only  survive the crisis we’re currently experiencing, but actually thrives from it?

If you were to design a money  making  strategy  from  scratch  to  take
advantage of   the  circumstances  we’re  currently  experiencing,  this  is exactly what you’d come up with – a business where…

How do I know this is perfect for now? 

Because the guy who developed it is something of a recluse.

He started self-isolating years ago before it became a thing, and has run this business from the top of a French mountain, from a remote Swedish farm and from the wilds of northern Scotland.

If you’re looking for an insurance  policy  that  will  enable  you  to  make money without leaving home to steer you through this crisis and beyond, I can genuinely think of nothing which fits the bill more closely.

Take a look now and respond today.  In every crisis, there are opportunities.

Even if you’ve looked at doing something like this before and decided against, think again. Now is the time.

Click HERE for more information

Kind Regards,

John Harrison

  P.S Uncertain and volatile times are precisely when this works best. 
         What other opportunity can you say that about? 

http://www.streetwisenews.com/wizard/     

It’s natural to be wary of bigger, stronger competition in business, but being small has its advantages. It usually means that you can be more nimble, responsive, and change direction and focus much quicker when the world changes.

A new book by Stephen Denny – ‘Killing Giants: 10 Strategies to Topple Goliath In Your Industry’, focus’s on some of these advantages. Two pieces of advice which most of us can adapt or relate to are:

Win the last three feet. What this means is that you should position yourself to pocket customers money after the larger competitor has done all the hard work. In practical terms, that might mean approaching potential customers directly, right after your competitor has softened them up with expensive marketing.

Create Thin Ice Arguments. By shifting the emphasis to areas where your larger competitors can’t go, you can gain an edge. Those areas may involve the environmental impact of the business, detrimental social effects, or other unethical practices. Large businesses are rarely without skeletons in cupboards.

People’s Pops 

There’s nothing new about iced lollies, and yet start-up Brooklyn based company ‘People’s Pops’ are selling over 1,200 a week. They have a simple angle. The lollies they make use fresh fruit, and include unusual flavours like Watermelon-Basil and sweet Rhubarb.

With the growing trend towards healthy eating ( or at least a growing trend towards people trying to eat more healthily) there’s huge demand for healthier versions of popular treats. What previously frowned-upon food could be next for a healthy makeover?

Today’s National Day

NATIONAL DISCO DAY/NIGHT !

PUBLISHERS NOTICE

                      Dear Streetwise Customer, 

  Imagine sitting down this afternoon and tapping out a simple letter. It takes you perhaps a couple of hours to get it right… 

  And Then Over The Next Few Years It Brings In Over £5 Million.

Pure fantasy? 

  Not at all. I’ve done it. I’ll even show you the letter. And I’ve written lots of others just like it, although they weren’t all quite as successful as that one. 

  But Even So, Many Of  Them Landed Thousands Of Pounds In My Bank Account Within Days, and Hundreds of Thousands Within Weeks. 

Like to learn how to do the same? 

Well there has really Never Been A Better Time for three reasons… 

1. These letters bring in serious money when times are tough – and they don’t come much tougher than they are right now.

 2. These letters are even more powerful when the world is relying on the internet for its requirements, just like it is right now.

 3. You probably have some free time available to learn how to do this at the moment.

   Allow me to show you, for more details CLICK HERE

   This is an exciting and realistic alternative to the gloom which is all around us today – an escape route.  It’s an alternative that can  quickly see you banking more than enough money to see yourself and your family right through this current crisis and then into  uncharted financial success when all this is over. 

   This comes with a 100% cast iron 90 day money back guarantee.     
   There is absolutely no risk to you to take a look.

  Very Best Wishes,

    John Harrison
  Streetwise Publications 

                                  www.streetwisenews.com/OLR